Website Disclaimer


  1. The content and information displayed on the website ( is the property of Star Finance Corporation (Pty) Ltd. The downloading, reproduction, or retransmission of SNPL information, other than for non-commercial individual use, is strictly prohibited.
  2. By using this website you are accepting all the terms and conditions set forth below. If you do not agree to each and all of these terms and conditions please do not use the site. We reserve the right, at our discretion, to change and or modify portion of these terms at any time without notice and, unless otherwise indicated, such changes will become effective immediately: therefore, please check terms periodically for changes
  3. If you are under the age of 18 years old, you must use the site with supervision of a parent or guardian. If you represent that you are of sufficient legal age to use this website you will be bound by any legal obligations and liabilities that may incur as a result of your use of this website. You agree to supervise all usage by minors of this website under your name of account.


  1. Stay Now Pay Later internet sites may contain or reference trademarks, copyrighted materials, technologies, products, processes or other proprietary rights of Stay Now Pay Later, and/or other parties. No license to or right in any such trademarks, copyrighted materials, technologies, products, processes and other proprietary rights of Orion and/or other parties is granted to or conferred upon you.
  2. You agree that you will not use any device, software or other instrumentality to interfere or attempt to interfere with the proper functioning of the site. In addition, you agree that you will note use any robot, spider, other automatic device, or manual process to monitor or copy our web pages or the content contained herein, without the prior express consent from an authorised Stay Now Pay Later representative.


  1. To the maximum extent permitted by law, all Stay Now Pay Later information is provided “as is” without warranty of any kind, either express of implied, including, but not limited to, the implied, warranties of merchantability, fitness for particular purpose, or infringement. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

To the maximum extent permitted by law, we, other members of the group of companies and third parties connected to us hereby expressly exclude any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, or result of the uses of our site, any websites linked to it and any material posted on it, including, without limitation any liability for loss of income or revenue; loss of business: loss of profits or whether cause by tort (including negligence), breach of contract or otherwise, ever if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.

This does not affect our liability arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

  1. With respect to all communications you make to Stay Now Pay Later regarding Stay Now Pay Later information including but not limited to feedback, questions, comments, suggestions and the like: (a) you shall have no right to confidentiality in your communication, and Stay Now Pay Later shall have no obligation to protect your communications from disclosure: (b) Stay Now Pay Later shall be free to reproduce, use, disclose, and distribute your communications to others without limitation; and (c) Stay Now Pay Later shall be free to use any ideas, concepts, know-how, content or techniques contained in your communication for any purpose whatsoever, including but not limited to the development, production and marketing of products and services and incorporate such information. The above is limited only by our commitment and obligations pertaining to your personal information (for more information please see our Website and Privacy Policy)


  1. Whilst every effort is made to update the information provided on this website on a regular basis, Stay Now Pay Later makes no representations of warranties, whether express, implied in law or residual, as to the accuracy, completeness or reliability of the information contained on any of the pages comprising the website and shall not be bound in any manner by information contained on the website or any of the pages comprising the website. Stay Now Pay Later reserves the right at any time to change or discontinue without notice, any aspect, feature or service offered by way of this website. No opinions, information, data or content contained o the website shall be construed as advice and same are offered for information purposes only. Stay Now Pay Later give no warranties and makes no representations as to the accuracy, completeness and reliability of any such opinions, information, data or content.
  2. Stay Now Pay Later Internet sites contain information on SNPL’s products and services, not all of which are available in every location. A reference to an SNPL product or service on an SNPL Internet site does not imply that such product or service is or will be available in your location.


  1. If you choose to leave the Stay Now Pay Later site via Links to other non-Stay Now Pay Later sites, SNPL is not responsible for the privacy policies of those sites or the cookies those sites use. In addition, because Stay Now Pay Later has no control over such sites and resources, you acknowledge and agree that Stay Now Pay Later is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources.


  1. Stay Now Pay Later will make all reasonable endeavours to maintain full system availability, except during scheduled maintenance periods.


  1. This is a South African website and is subject to the laws of the Republic of South Africa. Stay Now Pay Later will disclose any information regarding the use of this site including personal information pertaining to you without your permission when required by law, or in good faith belief that such action is necessary to investigate or protect against harmful activities to Stay Now Pay Later, visitors, associates, or property (including this site), or to others.
  2. Any claim, dispute or impasse relating to these terms and conditions shall be governed by the laws of the Republic of South Africa without giving effect to any principles of conflict of law. You hereby consent to exclusive jurisdiction of the High Court of South Africa of South Africa in respect of any disputes arising in connection with the services referred to herein, or these terms and conditions or any matter related to or in connection therewith.


  1. Stay Now Pay Later may revise these terms and conditions at any time by amending this page. You are advised to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these terms and conditions may also be superseded by provisions or notices published elsewhere on our site.


  1. If you would like to view the privacy practices that govern how we process information about you on please review our Privacy Statement. By using our site, you consent to your personal information being processed as set out in our Privacy Statement


  1. If you have questions about these Terms and Conditions please send an email to: or contact us no 011 718 6498

DATE: 15 January 2019

Star Finance Corporation (Pty) Ltd

T/A Stay Now Pay Later

16th Floor

Orion House

49 Jorissen Street


Johannesburg 2001